PistaFlow helps qualifying small businesses and self-employed individuals in the United States request revenue-based merchant cash advances of $100 to $5,000, for commercial purposes only and never for personal, family or household use. A merchant cash advance is not a loan. It is the purchase of a portion of a business’s future receivables under a Revenue Purchase Agreement, paid to the business as a lump sum up front. What the business remits is a fixed cost, the purchase price multiplied by a factor, rather than interest, and it is never expressed as an annual percentage rate. Remittances are typically a share of daily or weekly receipts or a fixed debit, and may flex with revenue.
PistaFlow is a connection provider and marketplace operated by PistaFlow LLC. It is not a funder and is not a party to any Revenue Purchase Agreement. We pass the request you submit to third-party funders in our network, each of which decides independently whether to make an offer and on what terms, after its own review and verification. We do not guarantee that you will be matched, funded or offered any particular amount or terms, and we disclaim liability arising from third-party agreements. Funders generally look for about 3 months in business, about $1,500 in monthly revenue and a business bank account.
Using this site is free, and checking your options is a soft inquiry that does not affect the business owner’s credit score. PistaFlow may be compensated by a funder when a request results in a funded advance, which may affect which funders receive your request and in what order. PistaFlow never charges a fee in advance in exchange for a promise of funding. Any figures shown on this site are illustrative examples, not an offer or a quote. Funding is not offered in California or New York, which have commercial financing disclosure laws. This service is governed by the laws of the Commonwealth of Kentucky.